Your Car is Financed?

How to Sell Your Financed Vehicle with Cardino: Everything You Need to Know!

Can I sell my financed car through Cardino?

Certainly, this is generally possible.

Where can I indicate that my vehicle is financed?

When selling your car through Cardino, you will fill out an evaluation form. There, you can also specify that your vehicle is financed.

Can I pay off my vehicle myself?

Certainly, you can independently pay off your vehicle at your bank or financing institution. This is the fastest and best way for all parties involved.

What if I cannot pay off my vehicle independently?

This is also not a problem. After you guarantee that you will pay off your vehicle immediately upon receiving the sale price, you can sign the purchase contract, even if your vehicle is still legally financed. Once the sale price arrives, you can immediately settle the remaining balance with your financing institution. After a few days, you will receive the vehicle registration certificate part II.

Do I need to provide any specific documentation if I cannot pay off my vehicle independently?

⚠️ You will need a document from your bank confirming ownership and the amount to be paid off. You will need to request this confirmation and provide it to Cardino along with the contract.

How do I find out the payoff amount for my vehicle?

That depends on the institution through which you financed your vehicle. In the example of Santander Bank, which finances many electric vehicles, we have attached an exemplary guide on how to inquire about the payoff amount. The process would be similar with another institution; it's best to call your contact person there.

Example: Guide to Checking Your Remaining Payoff Amount (Santander Bank)

• Call Santander Bank at 02161 9060-526 to obtain information about your payoff amount. The customer service representatives at Santander will be happy to assist you. To provide accurate information, please have the following details ready:
• Loan number: Please provide your unique loan number, as it serves as identification for your loan agreement.
• Date of birth: For additional verification, please provide your date of birth.

What documents do I need to provide Cardino upon pickup?

Since you will always pay off your vehicle before it is picked up, you will need to provide the same set of documents as you would for a non-financed vehicle: vehicle registration certificates part I and II, CoC papers, and the keys.

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